{"product_id":"2027-budget-planner-spreadsheet-monthly-annual-budget-debt-snowball-avalanche-savings-goals-sinking-funds-excel-google-sheets","title":"2027 Budget Planner Spreadsheet – Monthly \u0026 Annual Budget, Debt Snowball\/Avalanche, Savings Goals \u0026 Sinking Funds (Excel + Google Sheets)","description":"\u003cp\u003eTake control of your money in 2027 with one simple, good-looking spreadsheet that does the math for you.\u003c\/p\u003e\u003cp\u003eThe 2027 Budget Planner has everything in one file: a budget tab for each month, an annual dashboard that fills itself in, a debt payoff planner that compares Snowball and Avalanche, a savings goals tracker, and sinking funds. Works in \u003cstrong\u003eMicrosoft Excel\u003c\/strong\u003e and \u003cstrong\u003eGoogle Sheets\u003c\/strong\u003e, no macros or add-ins.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eDoes the math for you:\u003c\/strong\u003e totals, planned vs actual, savings rate and the annual dashboard all update automatically as you type.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDebt Snowball vs Avalanche:\u003c\/strong\u003e see which method gets you debt-free faster and how much interest each one saves, with exact payoff dates.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e12 ready-made monthly budgets:\u003c\/strong\u003e income, fixed and variable expenses, savings \u0026amp; debt, bill tracker and dropdown categories you can customise.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSavings goals \u0026amp; sinking funds:\u003c\/strong\u003e progress bars, the monthly amount you need for each goal, and running balances for irregular expenses.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWorks in Excel \u0026amp; Google Sheets:\u003c\/strong\u003e no macros or add-ins, protected formula cells, and a step-by-step Start Here guide.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eYou get:\u003c\/strong\u003e 1 .xlsx file (18 tabs). For personal use.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eThis is a digital download. No physical item will be shipped.\u003c\/em\u003e\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":48047216066721,"sku":null,"price":5.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0760\/8424\/8737\/files\/thumb_square.png?v=1791600603","url":"https:\/\/blackstarcreative.us\/products\/2027-budget-planner-spreadsheet-monthly-annual-budget-debt-snowball-avalanche-savings-goals-sinking-funds-excel-google-sheets","provider":"Blackstar Creative","version":"1.0","type":"link"}