2027 Budget Planner Spreadsheet – Monthly & Annual Budget, Debt Snowball/Avalanche, Savings Goals & Sinking Funds (Excel + Google Sheets)

Take control of your money in 2027 with one simple, good-looking spreadsheet that does the math for you.

The 2027 Budget Planner has everything in one file: a budget tab for each month, an annual dashboard that fills itself in, a debt payoff planner that compares Snowball and Avalanche, a savings goals tracker, and sinking funds. Works in Microsoft Excel and Google Sheets, no macros or add-ins.

• Does the math for you: totals, planned vs actual, savings rate and the annual dashboard all update automatically as you type.
• Debt Snowball vs Avalanche: see which method gets you debt-free faster and how much interest each one saves, with exact payoff dates.
• 12 ready-made monthly budgets: income, fixed and variable expenses, savings & debt, bill tracker and dropdown categories you can customise.
• Savings goals & sinking funds: progress bars, the monthly amount you need for each goal, and running balances for irregular expenses.
• Works in Excel & Google Sheets: no macros or add-ins, protected formula cells, and a step-by-step Start Here guide.

You get: 1 .xlsx file (18 tabs). For personal use.

This is a digital download. No physical item will be shipped.